Today's economy has definitely made finding reliable life insurance leads a challenge. When you're trying to find life insurance prospects that offer more reward than risk, it can help to keep in mind the many variables that determine reliability of your leads. It's true that every potential client is different, but there will always be certain signs that can help you separate the bad leads from great potential clients.
1. Life insurance leads are obtained through a quality provider
When you buy business leads from a reputable provider, you will be given a list of potential clients that is fresh and current, very detailed and filled with high-quality life insurance leads. This will give you a great place to start making calls or contacting your potential clients to begin a wonderful and successful day of work. When the poor quality leads are eliminated from the beginning, your work is that much easier.
2. Leads have filled out information completely and accurately
There is really nothing that shows sincere interest in getting a life insurance policy like completely and accurately filling out a search form for insurance. Some people go online to just test the waters and get a general idea of what a quote will look like, but there are others who are honestly searching for life insurance and these leads will take the time to fully fill out the form. These long-form life insurance leads represent great prospects to work with.
3. Leads are responsive over the phone
What agent hasn't experienced a phone call with a lead who tries to duck out of the conversation or make up an excuse for why they cannot speak at the moment? There will always be times when you will be asked to call back at a more convenient time, but a polite conversation will help to build a rapport with your potential customers.
4. Leads don't have pre-existing medical conditions that make them high risk
Honest and accurate lead data sheets will provide you all the data you need to decide if potential clients are worth offering a policy. Of course, pre-existing medical conditions are one of the biggest factors when you're selling life insurance or searching for health insurance leads. Those prospects who have no or few previous health issues and work hard to stay health represent the best leads, and this is possible with the custom-targeted filters available through many companies that sell business leads.
5. Leads are enthusiastic about working together
Finally, it's a well-known fact that building a good rapport will lead to profitable clients. If your life insurance leads seem responsive on the phone, start a conversation and discuss the terms of their existing policy. If you can get them enthusiastic about discussing different policies they my be eligible for, you're well on the way to success.
