Sunday, December 14, 2014

Grants for college - A Remarkable Step towards spreading the light of education

In the financial year 2011-12 around $112 billion dollars were awarded as the grants for the college and most of it, which is 44% of the total money, came from the U.S Federal government. College grants are indeed one of the most vital resources that help the students to pursue their career dreams. In the present day scenario when there is a massive rush of unemployment and larger number of people facing the financial crisis, these grants are becoming increasingly popular to shed off the burden from the shoulder of the students as well as their parents and guardians. More and more students are applying for these grants as opposed to the financial loan. The best part of these grants is that they are free money and need not be paid back like student loans. These grants for college education are a debt-free aid or a gift aid which serve the purpose of effectively helping the students in achieving higher education dreams or pursuits.

The most popular grants that are applied for by the students are the Pell Grant. This grant is awarded to the students who have financial need and are unable to pursue their career dreams for the lack of financial support from their families and other sources. The amount of Pell Grant for the academic year 2011-12 was $5,500. There are many grants for college students based on their academic performances. Not only the federal government gives grants for the college education but the states also provide grants for the students based on financial need or academic qualification or the combination of both for the students of their respective states. The students who want to get the grants for education in colleges can search the popular government grant website Grants.gov to get the list of grant opportunities. Apart from the popular Pell Grant, there is the Academic Competitiveness Grant (AC), and the National Science and Mathematics Access to Retain Talent Grant, popularly known as the SMART Grant. Both these grants require the eligibility under the Pell Grant.  The local government and their State Department of Education is also a vital source for getting the funding for college education. These grants are usually available to the minorities, low-income, gifted students and even older, non-traditional students for pursuing higher education. Many private organizations also give grants for education in colleges.

 To know about the grant opportunities search the internet or approach the local Chamber of Commerce members. Students wanting to avail the grant have to fill up the FAFSA form and the Financial Aid Profile. So apply for college grants today.

Disability Grants - The ideal boost to those with disabilities

“A new $1.4 million federal grant will fund the establishment of a Center on Technology and Disability. The goal of the award is to help children with disabilities, their families, and their schools to access and use assistive technology to improve learning outcomes. The grant, administered by the United States Department of Education’s Office of Special Education and Rehabilitative Services, was funded through the Technology and Media Services for Individuals with Disabilities program, authorized under the Individuals with Disabilities Act. It was awarded to Family Health International, which will operate the center along with American Institutes for Research and PACER Center.” Disability is indeed hurtful but most of the disabled persons are gifted with extraordinary talents in many ways which help them in combating their disability with extra vigor. They actually possess many talents which need to be nurtured properly to help them in treading through the various walks of life. There are various grants which are awarded to those with disabilities both by the federal government as well as the private or non-profit organizations.

The disability grants are usually given in the form of block grants to the state by the federal government but the private foundations can also apply for the same. The U.S Department of Labor’s Disability Employment Initiative also funds the different projects for the disabled. There are also various non profit organizations that can apply for the funding if they work towards providing employment opportunities for the disabled. The grants for the disabled are mainly categorized into two sections, the one which comes as the direct grants and the others in the assistive forms. The direct grants are usually funded by the local community programs which provide the requisite funding for the purchase of equipment such as wheel chairs, hearing aids, computers modeled for the disabled, portable ramps for the disabled individuals. Some organizations even purchase these equipment's and donate them to the needy. Since there are existing programs like the SSI/Disability provisions of the Social Security Act, hence these grants are usually unavailable from the federal government.

The grant for disabled that are awarded to the private foundations or the non profit organizations or many schools which work for the disabled persons help in providing various kinds of services like providing housing facilities, education facilities and even assisting them in earning a suitable living.  There are many national organizations which work towards supporting specific disabilities like blindness, deafness, or mobility disorders and also provide the funding for the trial of new products. So if you need the disable grants get the one today!

Minority Education Grants - A real boost for the ascent of the minority community

The minority community has faced long years of repression of the so called upper classes and has been made to toil and slave under them. This was primarily due their limited knowledge and lack of the proper upliftment of the society. The so called suppressed class could not stand at par with the contemporary because they did not have the proper technical training or could not compete with the other who had access to money and education. To give the right impetus to the minority community the federal government has undertaken the mammoth task to help them in gaining the higher education through the process of giving them the minority education grants. These grants are also actively promoted by the minority community to give the active support to the minorities in pursuing their dreams in life in the field of education. In fact minority grants for education are also given to those who want to attend their schooling.

The federal government provides these grants to those who belong to the minority community and need financial assistance because they fall under specific financial threshold. Even the most prominent personalities in the entertainment field, business and even in the financial fields are involved in this process by donating or creating foundations that actively work in providing education to the minority community. Minority communities are differentiated on the basis of ethnic and non-ethnic groups. These grants are specifically not only restricted to those who fall under the minority community but also serve the purpose of helping those students who have financial and cultural barriers which deter them from pursuing their long cherished dream of attaining higher education. These grants even provide help to those who face some sort of physical incapability or are disabled. Minority grants in the field of education are also awarded on the basis of gender demarcation.

One of the most sorted after minority grant in the educational field is the Pell Grant. This federal grant is given to students who want to study in universities. In order to obtain the grant the student has to fill out the Free Application for student Aid or FAFSA form in order to avail this grant. There are also many other grants which are targeted towards specific trades and professions. For women interested in pursuing career in engineering can avail the grants found. The American Institute of Certified Public Accountants gives grants to undergraduate students in science and mathematics. So, if you belong to the minority community, enroll yourself to get the desired federal grant and pursue your long cherished career dreams today.

Accounting Services Fort Lauderdale - Myriad options available

Accounting services are the basic objective of any accounting firm. The accounting services provided by the firms are categorized into accounting services for individuals, accounting services for the business individuals, tax services and also QuickBooks services.

In the case of individuals it starts with personal financial planning. The personal financial planning is about building as well as preserving personal wealth. A good accounting firm which have specialized accountants help in designing plans to comfortably save enough for the retirement needs. They help in analyzing your assets and sources of retirement income, reviewing estimated shortfalls, and identifying the best ways to save for retirement purpose. They also help you in accurately estimating the amount of money you’ll need, analyzing your assets, reviewing estimated shortfalls, and considering general alternatives and strategies to help address these potential shortfalls, and developing an optimal savings plan given your financial situation and risk tolerance. The CPA firms also helps you in doing the estate planning which is a complicated and tedious process since the list is endless-state taxes, bureaucracy, probate courts, unfair appraisals, health care concerns, eligibility of heirs,  life insurance, 401K’s, IRA’s, annuities, burial or cremation costs, and intent regarding death postponing treatment to name a few. One of the services which are also provided by accounting firms including providing financial services to the elderly. With the elder care services, you get the help of caring, honest and knowledgeable professional to look after your financial needs.

In case of the business services, the CPA firms provide services like small business accounting, part-time CFO services, audits-reviews-compilation, forensic accounting, bank financing, business valuation, new business formation and also business advice to non-profit organization. If your business is growing to reach a point where you need financial advice to grow your business then they can take the help of part-time CFO services. By taking this offer one can get the requisite help from the professional finance manager who can guide you to get the success in business. In case of the small business organizations reconciling the bank account, generation of income statement, generation of balance sheet, cleaning up of the general ledger, and providing unlimited consultations are the accounting services on the offering. Auditing forms an integral part of any accounting firm. An audit provides the highest levels of assurance for the stockholders, creditors, and private investors. It is one of the primary services offered by accounting firms.

Accounting services Fort Lauderdale has a long list of satisfied clients and has enriched them with the plethora of services. Join the list today!

Fort Lauderdale accountants - the ones to entrust your responsibility with

According to investor words, an accountant is “one who is skilled in the practice of accounting or who is in the charge of public or private accounts. An accountant is responsible for reporting financial results, whether for a company or for an individual, in accordance with government and regulatory authority rules.” In this modern complex world, just like the other professions are quite difficult as well as extensive. Since there is a vast opportunity in this field, hence there are a plethora of career opportunities for the persons who want to work as an accountant. A good, professionally qualified accountant who has the requisite skill and the knack for it can create a good source of income for one and employment opportunities for others too. The tradition of this job is quite old but still the demand for a good accountant is unparalleled.

The job responsibility of an accountant who works individually or under the accountancy firm lies in the maintenance of the different financial track records and also bookkeeping. It is indeed a very important job which requires only skilled professionals proficient in handling their respective jobs. The  main duties of the accountant lies in analyzing, keeping records and preparing the records for the individuals or the company’s that they work for or the clients who have entrusted them with such responsibility. They also act as the friend, philosopher and guide for the financial transactions and investments for their respective clients. They also help in maintaining the weekly, monthly or even yearly ledgers for the company and help them in tax preparation and tax submission for the financial year. They are even capable of meeting the various needs for their clients in the financial arena. They meet the accounting, audit services, bookkeeping, consulting and tax planning needs of their clients both for the small business organization and the individuals and businesses.

One of the areas where the accountants are mostly desired and entrusted with is the taxation. Tax preparation and tax problems are very efficiently handled by the accountants. According to a study released by the US Governments General Accounting Office last year, most tax payers which contribute to 77% of the 71 million taxpayers believe that they benefited from using a professional tax prepare. The accountant is the apt person to bring an end to your tax related miseries that the IRS can put the individuals and the business organizations through.

In towns like Fort Lauderdale, the Fort Lauderdale accountants pride themselves on being very efficient, affordable and of course extremely discreet and are indeed the best persons to entrust your responsibility with!

Saturday, December 13, 2014

CPA Fort Lauderdale for the best Investment strategies at your fingertip

Investments are the pillars of success for your risk free future life. The world of investing may be a bit mind boggling for the first time investors. They feel bewildered and puzzled as to where to invest and how much to invest. The primary concern for them is the area of investment-stocks, bonds or a combination of both. They often get confused about which particular stock to choose and which fund to invest in? It is the Certified Public Accountant who acts as their financial guide for providing them with all the essential information and guidelines on investing.

The CPA describes how the securities markets work, what protections are afforded, the general types of securities available, the interaction of risk and reward and how to select the investments appropriate for the risk tolerance. The beginners who want to enter the investor arena primarily eye for the trading in stocks because it is something they are most familiar with. This is the type of equity securities which the people are most familiar with. When investors buy stock, they become owners of “share” of the company’s assets. If a company is successful, the price that investors are willing to pay for its stock will often go up and shareholders who brought stock at a lower price then stands to make profit. So it makes a good point in investing in the stocks. A good CPA can effectively guide you through the total process. The most common form of corporate debt security is the bond. A bond is a certificate promising to repay, no later than a specified date, a sum of money which the investor or bondholder has loaned to the company. The U.S Government also issues a variety of debt securities, including Treasury bills commonly known as T-bills, Treasury notes, and U.S Government agency bonds. T-bills are sold to selected security dealers by the Treasury at auctions. Government securities can also be purchased from banks, government security dealers and other broker-dealers. There are also bonds issued by the states, cities, or certain agencies of local governments such as school districts are called municipal bonds. An important feature of these bonds is that the interest the bondholder receives is not subject to federal income tax. In addition, the interest is also exempt from state and local tax if the bondholder lives in the jurisdiction of the issuing authority.

The CPA Fort Lauderdale, Florida offers the best of services to all the investors. They help you with the best investment strategies and provide you with outstanding services. So, if you want to get the best investment tips contact the nearest CPA firm today!

Fort Lauderdale CPA - Hire the professional services of the one

CPA or the Certified Public Accountant examinations is one of the most challenging examinations because it passing it is quite a tough one. The CPA’s usually are accountants who pass the licensing exams organized by the state. The CPA’s always keep themselves upgraded on special laws in order to keep their licenses valid. Not only that, they are even authorized to represent their clients in audits and also able to execute the different claims on their behalf. In fact the CPA’s handle individual taxation, audits, reporting with ease and enjoy a much better professionalism and expertise than their accountant counterparts. They can also perform the different IRS audits.

People who are business owners can hire the efficient services of the CPA’s to get the best of professional services. In cases of small businesses, the CPA’s play a pivotal role in the business accounting. The Small Business Accounting job is totally taken care of by the CPA’s and you can devote your total time to business and profits alone. The stockholders, creditors, or even private investors of your business have different levels of risk tolerance. So it becomes quite hazardous for you to tackle the different people with variable mindsets. A good CPA who works with the team of professionals provide three levels of assurance to pacify the needs of all the people attached to the business. In case of bank financing, the CPA’s have a vital role to play. They prepare the documents on your behalf so that the bank or any other financial institutions gathers confidence from your way of approach and grants the money you are looking for. In case of a new business start up the CPA’s act as your actual mentor and guide because they will help you wade through the deep water once the initial excitement of opening a new business dies down. A good CPA is qualified enough to make an objective valuation. The objective valuation can make a difference between loss or gain, success or failure.  A good CPA can ideally give you the correct advice on all the business related issues so that you can end up getting what you wanted.

A professionally qualified CPA has to comply with the American Institute of Certified Public Accountants or AICPA guidelines. It also has to abide by the generally accepted accounting principles (GAAP) which again is established by the Financial Accounting standards Board (FASB). So, if you are indeed interested in getting the best of professional services, hire the Fort Lauderdale CPA today to enjoy small business accounting with expertise, experience, confidence, professionalism and dedication.